The National Banks of Central Texas
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(254) 865-2211
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First time home buyer?
Our pre-qualification is FREE and can be completed online, by telephone or in person at The National Mortgage Department.

The National Banks of Central Texas is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

 

Prevent Fraud
The National Banks of Central Texas does not solicit customers' account or personal information via phone, email or text messaging. Should you receive any solicitations requesting account information (for example, your account number, debit card number, PIN, etc.), do not respond. Please contact Customer Support at 254-865-2211 or clientservices@natlbank.com. Our Customer Support hours are Monday through Thursday 8 am to 4:30 pm and Friday 8 am to 6 pm. Learn more about identity theft and scams

The National Banks of Central Texas is now offering personal Concierge Service
The National is now offering personal Concierge Service to do your shopping for you. This will save you both time and effort without negating the thoughtfulness and appreciation involved. Let us do the legwork for you! For a minimal fee added to the purchase price we can make any kind of purchases or arrangements for you. We can even have gifts shipped directly for you or have any purchases delivered to your local branch for convenient pick up. With gas prices up, take full advantage of our new Concierge Service. If you have any questions, contact Brian Townley @ 254-717-8436 or btownley@natlbank.com.

The National Banks of Central Texas was established in 1889 and currently has locations in Copperas Cove, Kempner, Gatesville, Hewitt, Waco, Killeen & Lampasas.


Spirit of Community

The U.S. government has changed its regulations regarding standard overdraft practices for the payment of ATM
and everyday debit card transactions.
These changes will be going into effect August 15, 2010 for our existing customers.

In the next couple of weeks, we’ll be sending you information on how you can “Say Yes” and keep your National Bank debit card overdraft protection. If you choose ‘Yes,’ your debit card will work as it currently does. Otherwise, we will no longer be able to provide overdraft protection automatically for everyday debit card and/or
ATM transactions.

Please note: This regulation does not apply to commercial or trust accounts.

Click here so you can say ‘yes’ to continue overdraft protection on your ATM and/or debit card.

07-31-10