A business banking account is designed for business customers: sole proprietorships and non-profit organizations.

Features

• No minimum opening deposit
• Provides a method of payment
• Monthly statement detailing all transactions
• Night Deposit service available 24/7
• Account analysis service charge routine
• Credited for average balance collected
• Non-Profit accounts are exempt from monthly maintenance fees with a quarterly bank statement
• Churches are exempt from monthly maintenance fees
• Provides access to other Business Banking Product
• Funds are insured by FDIC to $250,000
• Free Online Banking
• Free E-Statements

Benefits

• Convenience, you may open the account with a small balance and deposit more later
• Security - eliminates the need to carry large amounts of cash
• Convenience - depositing available anytime
• Offers added security

Details

• If the balance falls below the minimum balance required on any day during the statement cycle a monthly maintenance fee will be assessed as follows: (Balance -> Monthly Maintenance Fee) $1,000 & above -> No charge, $500 - $999.99 -> $5.00, $499.99 & below -> $10.00.
• There is no monthly maintenance fee for Non-Profit accounts on a quarterly statement cycle. Non-Profit accounts on a monthly statement cycle will be charged as above.
• There is no monthly maintenance fee for churches.

Eligibility
This account is available only to business customers: sole proprietorships and non-profit organizations. No partnerships or corporations.