The Personal Checking Account is a non-interest bearing checking account that is economical and convenient.

Features

• Provides a method of payment
• Minimum opening deposit of $1.00
• No monthly charge for deposits
• Monthly statement detailing all transactions
• Funds are insured by FDIC to $250,000 per account holder
• Courtesy Overdraft available
• Free Online Banking
• Free E-Statements
• Optional Premier Benefit Overlay - Protection & Insurance Advantages

Benefits

• Saves time and effort - it eliminates the need to carry large amounts of cash
• Convenient - You may open the account with a small amount and add more later
• Unlimited deposit transactions without worry of per deposit charges
• Saves time and effort - personal financial record keeping is simplified and enhanced
• Offers added security
• Extra funds available for emergencies

Details

• The service charge is $7.00 only if the balance drops below $300 during any day of the statement cycle
• The first 25 debits are free. Each additional debit is $.13 per debit
• Unlimited debits with a daily minimum balance of $1,500.00

Eligibility
This account is only available as an individual or joint account.