The Senior Premier Banclub Checking Account is a non-interest bearing checking account, for individuals 50 years or older, that provides a package of benefits for one low monthly maintenance fee.

Features

• Provides a method of payment
• Minimum opening deposit of $1.00
• No minimum daily balance requirement
• No monthly charge for deposits
• Monthly statement detailing all transactions
• Free ATM/Debit cards - unlimited transactions at all The National locations
• No charge for special Banclub member checks or $5.00 off order of any other checks
• Free notary service
• Free cashiers checks and money orders
• Free Travelers Checks
• Wire Transfer - 50% discount within the United States
• $10,000 Accidental Death and Dismemberment Insurance
• Identity Theft Insurance
• Payment Card Protection
• Purchase Protection and Extended Warranty - Two Benefits in One
• Rx Advantage Prescription Drug Program
• Liberty Medical Supply Pharmacy - Member Discount On diabetes testing products.
• Funds are insured by FDIC to $250,000 per account holder
• Free Online Banking
• Free E-Statements
• Key Ring Protection
• ATM Fee Rebate

Benefits

• Saves time and effort - it eliminates the need to carry large amounts of cash and the fear of cash being stolen
• Convenient - you may open the account with a small amount and add more later
• Eliminates the worry of maintaining deposit balances
• Unlimited deposit transactions without worry of per deposit charges
• Saves time and effort - personal financial record keeping is simplified and enhanced
• Convenience and saves money - you may access your accounts through ATM?s or Debit card transactions any time of day
• Distinguishes you as a Premier Banclub Account Holder - no charges for checks provided restrictions are met
• Allows choice of payment without worrying about cost
• Allows you freedom to travel with Travelers Checks at no charge
• 24-hour convenience transfers - balances and information on checks and deposits
• Allows access when traveling or when emergencies arise
• Additional benefits at no cost
• Help to retrieve lost keys - protection against any loss or theft for your credit, ATM, or debit cards
• Get the most out of every dollar you earn
• Purchase protection from theft, loss or damage for the first 90 days. Warranties will be extended up to an additional year (restrictions apply).
• Offers added security
• You can receive up to 15% off the average retail price of diabetes testing products.

Details

The service charge schedule is as follows:
• $5.00 - with $10,000 Accidental Death and Dismemberment Coverage
• Coverage reduces 50% at age 70 and over

Eligibility
This account is only available as an Individual or Joint Account.