An interest bearing account with limited transactions and earns a competitive rate of interest. Click here to view our Rates page.

Features

• Interest rate is subject to change daily
• Interest accrues daily and pays at monthly statement cycle
• Free direct deposit
• Collected funds in account earn interest if your average daily balance is equal to or greater than $1000.00
• Unlimited deposits may be made
• 6 withdrawals allowed each statement cycle, only 3 of which may be third party checks
• Unlimited transfers used to repay loans, by mail, messenger, ATM, in person or by phone, provided a check is mailed to the depositor
• Funds are insured by FDIC up to $250,000 per account holder
• Free Online Banking
• Free E-Statements
• Optional Premier Benefit Overlay - Protection & Insurance Advantages

Benefits

• Your funds earn competitive, current rates
• Your interest earned is available monthly for additional income
• Saves you trips to the bank
• Your funds are available for your use while continuing to earn interest
• You control the amount of interest you earn by the funds you deposit
• Provides immediate access to funds while you earn interest
• Easy access to conduct bank business
• Offers added security
• Rate can increase with balance changes
• No set maturity date

Details

• Minimum opening deposit of $1,000
• $10.00 minimum balance fee if the balance drops below $1,000 during any day of the statement cycle.
• Service charge of $5.00 for each additional withdrawal in excess of 6 per statement cycle.

Eligibility
This is only available as an individual or joint account.