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Small Business Checking

A checking account for sole proprietorships and non-profit organizations with a fee structure based on the balance maintained.


  • $100 minimum opening deposit
  • Provides a method of payment
  • Monthly statement detailing all transactions
  • Night Deposit service available 24/7
  • Non-Profit accounts are exempt from monthly maintenance fees with a quarterly bank statement
  • Churches are exempt from monthly maintenance fees
  • Offers security through FDIC insurance
  • Free Online Banking
  • Free E-Statements


  • Convenience, you may open the account with a small balance and deposit more later
  • Security - eliminates the need to carry large amounts of cash
  • Convenience - depositing available anytime
  • Provides access to other Business Banking Products


  • If the balance falls below the minimum balance required on any day during the statement cycle a monthly maintenance fee will be assessed as follows: (Balance -> Monthly Maintenance Fee) $1,000 & above -> No charge, $500 - $999.99 -> $5.00, $499.99 & below -> $10.00.
  • There is no monthly maintenance fee for Non-Profit accounts on a quarterly statement cycle. Non-Profit accounts on a monthly statement cycle will be charged as above.
  • There is no monthly maintenance fee for churches.


This account is available only to business customers: sole proprietorships and non-profit organizations. No partnerships or corporations.