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Small Business NOW Account

An interest bearing account with transactions and the fee structure based on the balance maintained in the account.


  • Minimum opening deposit $1,000.00
  • Interest rate is subject to change daily
  • Interest accrues daily and pays on monthly statement cycle
  • Free Direct Deposit
  • Funds in the account earn interest regardless of daily balance.
  • Unlimited deposits
  • Free Online Banking
  • Free E-Statements


  • Your funds earn competitive, current rates
  • Your interest earned is available monthly for additional income
  • Saves trips to the bank
  • Your funds are available for your use while continuing to earn interest
  • You control the amount of interest you earn by funds you deposit
  • Provides immediate access to funds while you earn interest
  • Offers added security


If the balance falls below the minimum balance required on any day during the statement cycle, a monthly maintenance fee will be assessed as follows:

Minimum Balance Monthly Maintenance Fee
$4,000.00 – Above No Charge
$3,000.00 - $3,999.99 $6.00
 $2,000.00 - $2,999.99 $8.00
$1,000.00 - $1,999.99 $9.00
Below $1000.00 $10.00

If balance drops below $4,000, during the statement cycle, there will be a $0.13 charge for each debit posted. There is a $0.06 charge for each float item (checks not drawn on National Bank) deposited.

This is a variable interest rate account.  Interest is paid on the average collected balance during the statement cycle.


This account is available only to business clients: Sole-Proprietorships and Non-Profit organizations (no partnerships or corporations).