DEBIT CARD RESTRICTION NOTICE

Until further notice, you must use your PIN for any transaction at any WALMART store. This only applies to WALMART stores at this time.

Need Assistance? (254) 865-2211 or Send Secure E-Mail Retrieve Secure Email

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Small Business NOW Account

An interest bearing account with transactions and the fee structure based on the balance maintained in the account.

Features

  • Minimum opening deposit $1,000.00
  • Interest rate is subject to change daily
  • Interest accrues daily and pays on monthly statement cycle
  • Free Direct Deposit
  • Funds in the account earn interest regardless of daily balance.
  • Unlimited deposits
  • Free Online Banking
  • Free E-Statements

Benefits

  • Your funds earn competitive, current rates
  • Your interest earned is available monthly for additional income
  • Saves trips to the bank
  • Your funds are available for your use while continuing to earn interest
  • You control the amount of interest you earn by funds you deposit
  • Provides immediate access to funds while you earn interest
  • Offers added security

Cost

If the balance falls below the minimum balance required on any day during the statement cycle, a monthly maintenance fee will be assessed as follows:

Minimum Balance Monthly Maintenance Fee
$4,000.00 – Above No Charge
$3,000.00 - $3,999.99 $6.00
 $2,000.00 - $2,999.99 $8.00
$1,000.00 - $1,999.99 $9.00
Below $1000.00 $10.00


If balance drops below $4,000, during the statement cycle, there will be a $0.13 charge for each debit posted. There is a $0.06 charge for each float item (checks not drawn on National Bank) deposited.

This is a variable interest rate account.  Interest is paid on the average collected balance during the statement cycle.

Eligibility

This account is available only to business clients: Sole-Proprietorships and Non-Profit organizations (no partnerships or corporations).