DEBIT CARD RESTRICTION NOTICE

Until further notice, you must use your PIN for any transaction at any WALMART store. This only applies to WALMART stores at this time.

Need Assistance? (254) 865-2211 or Send Secure E-Mail Retrieve Secure Email

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Personal Checking Accounts

Account Name Premier Checking Free Spirit Gold Plus Personal MMA
Minimum to Open $1 $1 $1 $1000
ATM Charges The National ATMs are free, will refund foreign ATM fees if notified w/ in 60 days The National ATMs are free, $1 for others The National ATMs are free, $1 for others N/A
Monthly Service Charges

$9 monthly service charge

50+ = $5 monthly service
charge

None $3 a month if balance falls below $100 $10 per statement cycle if
balance falls below $1000 any day of cycle
Checking Supplies

Free member checks

$5 off other kinds

Must pay for checks No charge for special Gold Plus checks, or $5 off order on any other checks Must pay for checks
Over Draft
opt in/opt out

$500 after 30 days with no overdrafts.

Immediate if DD of $500+

$500 after 30 days with no overdrafts.

Immediate if DD of $500+

$500 after 30 days with no overdrafts.

Immediate if DD of $500+

N/A
Overdraft Fee $22 per item $30 per item $22 per item $22 per item
Return Item Fee $30 per item $30 per item $30 per item $30 per item
Free Online Banking Yes Yes Yes Yes
Free Bill Pay Yes No Yes Yes
Free E-Statements Yes Yes Yes Yes
Free Mobile Banking Yes Yes Yes Yes
Wires Domestic $7.50 Foreign $25.00 (plus correspondence fee) Domestic $15.00 Foreign $25.00 (plus correspondence fee) Domestic $7.50 Foreign $25.00 (plus correspondence fee) Domestic $15.00 Foreign $25.00 (plus correspondence fee)
Cashier's Checks Free $5 Free $5
Money Orders Free $2 Free $2
Inquiry and Transfer Fee Free

Telephone Inquiry $2

Telephone Transfer $3

Free Free
Interest Bearing No No Yes - with $500 balance Yes - with $1000 balance
Additional Benefits N/A N/A

Safe deposit box 1/2 off

N/A